Sercer – Find news the fast way – server

We are retirement age and expect a windfall of $100,000. What should we do? — Debbie, Jamestown, N.Y.

Not so long ago debt “was a four-letter word when spoken in the same breath as “retirement.” Before waltzing into their golden years, older Americans paid off their loans, then celebrated by burning the mortgage.

America has a serious problem saving for retirement.

I work for a Fortune 500 company that matches my 401(k) contributions in company stock, which I can then re-allocate to other investments every quarter if I wish. Given that I won’t retire for several decades and I think my company has great growth pot…

Why do I need my savings to last to age 100 if my average life span is much shorter? — Mike Johnson, Fairfield, Ohio

Are REITs a safe investment for one’s retirement years? — Ray H., Florissant, Mo.

I’m 39, self-employed and make $200,000 a year. I have no mortgage and have saved $1.2 million, 75% of which is in retirement accounts. I’d like to relax and live it up a bit, but I’m afraid that the good days might end.

Welcome to the homestretch! You still need momentum, but with retirement in sight, your mix of stocks and bonds should begin to balance out.

With 20-plus working years under your belt, you’re beginning to close in on retirement.

When it comes to putting together a retirement portfolio, you need to think like an athlete running a marathon.

I’m worried that our incompetent politicians will screw up the current bull market and cause even worse economic damage than we’ve seen in Europe. So I’m thinking of getting out of U.S. stocks and going 100% into international shares. Is this a good id…

I’ve worked at several companies with 401(k) plans, but none of them has offered an “inverse fund,” or a fund that moves in the opposite direction of the market. I think this would be a nice diversification option to have when the market is shaky. Is t…

I’m in my mid 60s and I’m rolling $1.5 million into an IRA. I’d like to create a portfolio of 60% stocks and 40% bonds using low-fee ETFs and mutual funds. Is this a good plan — and which funds and ETFs would you suggest? — Ollie F.

“Should I put all the money I have to invest in the market now or add it gradually over time?” — Paul B., Louisiana