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Entries for the ‘Insurance news’ Category

Watchdog: Auto insurers overcharging the poor

The car owners who are least able to afford high auto insurance rates are getting charged the most for coverage, according to a consumer watchdog group.

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Soaring disability benefits for vets

After more than a decade of continuous warfare, the cost of disability compensation for wounded veterans is surging to mammoth proportions.

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Your insurance company may owe you $127

Thanks to a provision in the health care reform law, millions of consumers will be receiving rebates from their insurers this summer.

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Does it pay to buy long-term care insurance?

Shopping for long-term care coverage?

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Price check: Time to reassess your valuables

With commodity prices still rising — both gold and silver have notched sizable gains this year — your precious possessions may be due for an insurance upgrade.

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The case against Bambi

If you think that deer are the cute woodland creatures of Bambi, think again. In the real world — to the extent that suburbs like mine are the real world — deer are pests.

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Prepare for any disaster

Buying insurance is the kind of unpleasant financial task you’d like to do once and then forget about. Don’t. A lot may have changed since you last bought home or life coverage.

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Growing number of working uninsured

It’s not just the unemployed going without health insurance. Faced with soaring premiums in company-provided plans, millions of employed Americans are opting out.

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5 things to know about permanent life insurance

1. It’s more coverage than most people need

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When to get long-term-care insurance

It’s not alarmist to think that you’ll need long-term care in your lifetime. Among Americans who reach their 65th birthday, 45% will have to pay for some kind of long-term-care services, according to the actuarial firm Milliman.

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Private nurses for common folks

You may think of private nurses as a luxury for the ultra-rich, like a butler or personal chauffeur. But hiring in-house medical care has become an increasingly viable option for regular folks too.

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The cost of long-term care

Some insurance decisions are easy. Take life insurance. You know you need it to replace the income your spouse and kids would lose if you died. Insurers don’t have much leeway to dispute claims for death benefits because “deceased” is a pretty definite…

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Health costs race past inflation

Health insurance premiums in 2007 rose 6.1 percent, the lowest growth rate in eight years but still well above inflation and worker earnings, according to the latest annual survey from the Kaiser Family Foundation.

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Teetering on the edge of insurance

Small business owners Gordon and Babette Brennan used to pay as much as $800 a month for health insurance. But the Jupiter, Fla. couple felt like they received little in return: Claims for ordinary pediatrician visits for their son Ryan were denied. Pr…

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Tornados: Are you covered?

The devastation in Florida could happen anywhere. Here’s what you need to know about your homeowners’ insurance.

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If a storm hits, are you covered?

The floods and rain in the Midwest continue to cause severe problems there. We spoke with one family whose home was destroyed by a mudslide.

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Bad credit? Insurers will make you pay

By now you know that you need to keep tabs on your credit history to make a good impression on lenders, landlords and employers. But did you know that your home and auto insurers are also looking?

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Correct medical billing snafus

Consumers have to be vigilant when it comes to unraveling billing mistakes.

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The wrong (and right) way to get income for life

You’ve no doubt seen those AXA Equitable commercials in which an 800-pound gorilla advises a couple nearing retirement to consider annuities as a way to guarantee income for the rest of their lives.

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Save on your insurance costs

Earlier this week, we told you how to cut your fees. Now, how to save more money on your insurance.

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